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Phase I Membership Signup

Choose the Phase I Membership
That Fits Your Business

Get affordable control over past-due accounts with American Credit Bureau's flat-fee financial recovery services, without paying traditional collection agency commissions.

Compare Membership Options Start Membership Request

Phase I Membership Options

Phase I - Silver

A streamlined Phase I membership for businesses with a small volume of past-due accounts.

Monthly Maintenance Fee $34.95
Past-Due Account Placement $20.95 per
account
  • You keep 100% of the money collected
  • Report past-due accounts to Equifax, Experian, and TransUnion
  • Guided onboarding and training
  • We manage the collection process from start to finish
  • We monitor and update past-due accounts for up to seven years
  • We manage the dispute process

Recommended for businesses that have 3 or fewer past due accounts per month.

Choose Phase I - Silver
Recommended

Phase I - Gold

Our most popular Phase I membership for businesses with consistent placement volume.

Monthly Maintenance Fee $79.95
Past-Due Account Placement $16.95 per
account
  • You keep 100% of the money collected
  • Report past-due accounts to Equifax, Experian, and TransUnion
  • Guided onboarding and training
  • We manage the collection process from start to finish
  • We monitor and update past-due accounts for up to seven years
  • We manage the dispute process

Recommended for businesses that have 4 or more past due accounts per month.

Choose Phase I - Gold

Why Businesses Choose
American Credit Bureau

Financial Recovery Strategies

We'll help you choose the right approach for each account. All strategies include credit bureau reporting and full dispute management.

  • 4 Voice Payment Reminders
  • 3 special worded Courtesy Financial Recovery Strategy Letters
  • Manage the entire dispute process from start to finish
  • Record a negative entry on permanent credit reports with Equifax, Experian, and TransUnion
Cost as low as
$16.95 per account

Additional Services

  • Address Search $9.95 per account
  • Social Security Number Search $9.95 per account

Results are sent securely via encrypted email the next business day.

Our 60-Day Guarantee

If you are not 100% satisfied for any reason, or for no reason at all, notify ACB within 60 days for a full and prompt refund of all monthly Credit Bureau maintenance fees paid.

By submitting this form, I acknowledge and agree as an authorized officer and/or on behalf of myself as an individual applicant, I agree to the Terms & Conditions, and that the company and I will both be bound by the terms of this agreement. Billing address and payment details will be collected on the next step.